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61 pages 2 hours read

Bernard Malamud

The Magic Barrel

Fiction | Short Story Collection | Adult | Published in 1958

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“The Bill”Chapter Summaries & Analyses

“The Bill” Summary

Mr. Panessa, who is a retired factory worker, has purchased a small delicatessen on a dark, bleak street in a big city. He and his wife have put all of their savings into the store, which they hope will give them a living so they won’t have to depend upon either of their daughters, both of whom married lazy and disreputable men. Willy Schlegel, a janitor who works in a dilapidated tenement on the corner, is one of their few customers; his wife has told him to go to the Panessas for any odd or end he can’t find at the cheaper self-service grocery. Willy seldom spends more than a half-dollar on his visits to the deli, but he takes up much of the Panessas’ time with his complaints about life’s hardships and his low pay. One day, to his embarrassment, he absentmindedly runs up a three-dollar order, with only 50 cents in his pocket. Taking pity on him, Mr. Panessa allows him to take the items on credit. This amazes Willy, and he begins to do most of his shopping at the deli, rarely paying any cash even if he has money in his pocket. Willy’s wife upbraids him for this, reminding him that he will have to pay eventually. In response, Willy gives her a new dress, and she cries, saying that he only gives her something when he has done something wrong. After that, she stops complaining about his extravagant “spending” at the deli.

Finally, when Willy’s bill comes to over 83 dollars, Panessa asks, in a friendly way, if he could possibly pay a little of it. Chagrined, Willy stops shopping at the deli, even for small things. The Panessas never mention the bill again, but Willy’s wife begins to pressure him to pay it down. Willy complains that he can’t afford to pay them anything. He begins to despise the Panessas and fantasizes about cracking the “hunchback” Mr. Panessa’s bones. One day, he sees the Panessas staring at him from the window of their store, looking like a pair of ragged, emaciated birds. After this, Willy feels an urgency to pay them back and often daydreams of doing so, but he can think of no way to save money. Eventually, Mrs. Panessa writes to Willy that her husband is in the hospital and that she has no money to pay for his care. She pleads with him for 10 dollars out of his debt. Willy tears up the letter and hides in the basement for the rest of the day. The next day, guilt-stricken, he runs to the pawnshop and hocks his overcoat for 10 dollars. However, upon his return, he sees Mr. Panessa being carried out in a coffin. Devastated, he can think of nothing to say to the grief-stricken Mrs. Panessa, who goes to live unhappily with her daughters. Willy’s bill is never paid.

“The Bill” Analysis

As with “A Summer’s Reading,” this story also focuses on a broken promise, but this time the stakes are much higher. Reflecting the recurring theme of Empathy and Human Solidarity, the action of “The Bill” radiates from a spontaneous act of kindness and faith as Panessa generously agrees to give almost unlimited credit to the janitor, Willy Schlegel. For a more experienced grocer, Willy’s poverty and rambling spiels of grievance would immediately mark the man as a serious credit risk. Panessa, however, sees only a man in need and considers the gift of credit to be part of the human contract, saying, “If you were really a human being you gave credit to somebody else and he gave credit to you” (146-47). This is a revelation to Willy, whose brutal life in the ash-heaped neighborhood where he works has never known much generosity or reciprocity, and he cannot resist taking advantage.

Soon the miracle of “credit” becomes an addiction, and Willy never pays another cent to the Panessas, even when he has the money to do so. Like a beggar in a fairytale who stumbles across a magical bottomless sack, he gives little thought to the source of this largess or to its possible damage to the struggling grocers. To him, the Panessas are property owners: people with whom he has never felt much in common. Likewise, his reaction to their gentle reminders to pay characterize him as the equivalent of a child caught with his hand in a cookie jar, for rather than honoring the agreement, he peevishly ending his shopping with them, leaving his debt unpaid. His irrational anger against the Panessas is significant, for it reflects his unaddressed guilt and his attempt to internally exonerate himself by lumping the poor couple in with his boss, another property owner whom he believes to be far too demanding. Willy’s wife, who welcomed the Panessas to the neighborhood and has long been sensitive to their plight, soon becomes complicit in her husband’s breach of promise, essentially letting herself be bribed by Willy’s gift of a dress. This interaction also proves that Willy is ironically the sort who throws money at his problems, which, with the Panessas’ credit, now feeds a vicious circle.

Although Willy’s resentment over his unpayable debt soon breeds violent fantasies about the frail couple, Malamud once again uses the recurring literary device of an epiphanic vision to effect the character’s belated attempt at redemption, for Willy sees the starving Panessas in their cage-like store and envisions them as mangy, wasted birds, like omens of death from a fairytale. This vision revives some of his humanity and pity for the couple, and as is often the case in Malamud’s stories, this inner change is outwardly reflected in symbolic form as well. Thus, Willy grows a “surprising” mustache and alters his style of clothing. However, he lacks the mental resources to make much of his new insight, for although he throws himself into work with a penitential fervor, these efforts go nowhere and bring in no additional funds to pay down the bill. It is also notable that when things become truly desperate and Mrs. Panessa begs for 10 dollars to save her husband’s life, Willy hides in the cellar just like George Stoyonovich hides in his room in “A Summer’s Reading.” However, although George is able to reverse his poor decisions by going to the library for his 100 books, Willy’s last-minute trip to the pawn shop comes too late to save Panessa’s life. Yet there are no villains in “The Bill.” Instead, there are only ordinary people who, with the most human of intentions, nonetheless manage to heap suffering on each other. The Panessas’ touching faith in Willy and in humanity therefore exemplifies Malamud’s ideal of the human bond; but in the soot-blackened ruins of human life, the soul upon whom such kindness is bestowed may be too harried and stunted to respond honorably.

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